Credit Application

Name(Required)

First Last

Phone number(Required)

Email(Required)

Address

Street Address City State / Province / Region ZIP / Postal Code Country

Are you currently working with a sales representative? If so please select

Interested Vehicles

Model

Stock #

Truck Price(Required)

Amount To Finance(Required)

Down Payment Type

Down Payment Estimate

Credit Type

Social

DOB(Required)

Drivers Liscense Number

Do you have a CDL?

Do you currently have financing? If so what company?

Lender Phone Number

Possible Lenders

Jupiter Financing

M & T Equipment Finance

Hil Financial

Huntington Bank

Wells Fargo

Do you currently own a truck?

Years Driving

Please enter a number from 0 to 100.

Current Vehicle Year

Current Vehicle Make

Haul Refrence

Are you a homeowner?

EIN Number

Years in business

Business Address

Business Address Business City Business State Business ZIP / Postal Code Business Country

Please Note: This is a prelimnary application to see if you are a possible candidate for financing. In the event that you are found eligible to apply for financing we will require additional information.

Message to Lender

Fair Credit Reporting Act disclosure: This application for credit can be submitted to various financial institutions.

Acknowledgement By submitting this application I / We hereby authorize any credit bureau or any other investigative agency to investigate the references herein listed or statements or other data obtained from me / us or from any other person pertaining to my / our credit and financial responsibility. By submitting this application I / We represent, warrant and affirm that all of the statements made by me / us in this application are true and correct.

eSignature Some credit/finance companies require eSignature. Please type your Full Name below to be considered for financing.

OUR PROCESS

1. HISTORY REVIEW

We start by understanding your situation.

We review your business history, credit profile, and goals to determine the best financing path. This step helps us position you correctly from the start and avoid wasted time with lenders that aren’t a good fit. It’s important to remain in contact during this time.

2. LENDER CONNECTION

Matched with the right lenders for your needs.

Once we understand your history, we connect you with lenders that specialize in commercial trucks and equipment. We focus on lenders who understand hooklift and vocational trucks as well as generic banks you know and trust.

3. ONGOING SUPPORT

We handle the paperwork so you don’t have to.

After you choose a lender, we stay involved and manage the entire paperwork process. We gather, organize, and send everything the lender needs, keeping things moving smoothly and eliminating back-and-forth headaches.

4. SIMPLE TITLE WORK

Final paperwork, MSO, and titling handled in-house.

We secure the deal right here and can complete MSO and titling when you pick up the truck. All you need is insurance and signed documents—we handle the rest so you can drive away ready to work. Whether you send a driver or come yourself the process is simple.

COMMON QUESTIONS

How many years in business is recommended?

Our lenders consider any business with at least 2-3 years of tax returns to no longer be a “start-up” allowing you to get better rates.

While this is not a requirement, it should be noted that local banks will likely offer better rates if you do not meet this criteria.

What will my rate be?

Your rate heavily depends on your previous credit history and your time in business. Rates typically range between 6-12% for businesses with 5+ years in operation, and can climb from 12-17% for “start-ups”.

What if I don't like my terms or rate from your lenders?

If you aren’t happy with your terms or rate the best option would be to look towards local financing options such as securing an SBA Loan, working with local banks, finding an investor or personally financing the truck.

Should I purchase the truck outright or finance it?

If you have the capital to fund the full truck price without needing to finance it, that will always be your best bet. Why give away free money? Secure your truck directly and skip the middle man

Will applying for financing affect my credit score?

Absolutely NOT. Our system is only set up for soft pulls not hard credit inquiries so the only time you will see any affect on your credit is if you sign the papers.

Credit Application